Head-to-head · 2026
UCNJ Union College of Union County New Jersey vs Yeshiva Toras Chaim
Compare average net price ($8,257 at UCNJ Union College of Union County New Jersey; $5,356 at Yeshiva Toras Chaim), ROI score (12.59 vs 29.19), school-wide ten-year median earnings ($41,595 vs $62,526), and admissions context (Open / not reported at UCNJ Union College of Union County New Jersey; 44.3% at Yeshiva Toras Chaim) using federal College Scorecard data. The table keeps affordability, outcomes, access and program fit separate rather than declaring one universal winner.
Face to face
Metric-by-metric comparison
13 metrics, side by side. Color marks a useful directional signal; admissions, SAT, tuition eligibility, ownership and enrollment stay neutral.
| Metric | UCNJ Union College of Union County New Jersey | Yeshiva Toras Chaim |
|---|---|---|
| ROI score (school-wide) | 12.59 | 29.19 ✓ |
| Avg net price | $8,257 | $5,356 ✓ |
| 4-year avg net price | $33,028 | $21,424 ✓ |
| In-state tuition | $5,280 | $12,750 |
| Out-of-state tuition | $9,500 | $12,750 |
| School-wide earnings (10y) | $41,595 | $62,526 ✓ |
| Acceptance rate | Open / not reported | 44.3% |
| Graduation rate | 35.4% ✓ | 31% |
| Retention rate | 65.8% | 91.9% ✓ |
| Median debt | $15,091 | — |
| Enrollment | 7,939 | 227 |
| Ownership | Public | Private Non-Profit |
| Avg SAT | — | — |
Cost by family income
Reported net price by income band
Federal averages for students receiving Title IV aid. These are context, not a substitute for either school's financial-aid offer.
| Income band | UCNJ Union College of Union County New Jersey | Yeshiva Toras Chaim |
|---|---|---|
| Family income $0–30k | $6,880 | $3,247 ✓ |
| Family income $30–48k | $7,213 | $4,931 ✓ |
| Family income $48–75k | $9,362 | $5,629 ✓ |
| Family income $75–110k | $11,407 | $8,287 ✓ |
| Family income $110k+ | $11,965 | — |
Program fit
Shared fields with reported awards
Award share is the share of reported credentials in a field, not the share of currently enrolled students.
No shared field has positive award-share data at both schools in the current federal records. Check each school's official catalog before ruling out a program.
Decision readout
What the differences mean
Yeshiva Toras Chaim reports the lower average net price by $2,901 per year. Holding today's averages constant, that is a $11,604 difference over four years ($21,424 vs $33,028).
Yeshiva Toras Chaim reports $20,931 higher school-wide median earnings ten years after entry ($62,526 vs $41,595). This is not earnings for a specific major.
First-year retention is 65.8% at UCNJ Union College of Union County New Jersey and 91.9% at Yeshiva Toras Chaim. Debt data is incomplete for at least one school, so it is not used as a deciding signal here.
The current federal records do not show a shared field with positive award-share data for these schools. That does not prove a program is unavailable; verify offerings with each school.
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Frequently asked
UCNJ Union College of Union County New Jersey vs Yeshiva Toras Chaim, answered
3 of the most common questions, with real numbers from federal data.
Which school costs less after aid?
Yeshiva Toras Chaim is cheaper — average net price $5,356 per year vs $8,257 at UCNJ Union College of Union County New Jersey. The annual difference of $2,901 adds up to about $11,604 over four years.
Which school reports higher earnings?
Yeshiva Toras Chaim reports higher school-wide median earnings ten years after entry: $62,526 vs $41,595 at UCNJ Union College of Union County New Jersey. The gap in the federal data is $20,931. This is not major-specific earnings.
Is there an overall winner?
No single metric makes either school the universal winner. Compare your actual aid offers, residency tuition, intended major, graduation and retention rates, debt, location and campus fit. EduGradify keeps these trade-offs separate instead of combining admissions selectivity and test scores into a final verdict.