Head-to-head · 2026
Murray State University vs University of Louisville
Compare average net price ($9,096 at Murray State University; $17,988 at University of Louisville), ROI score (12.30 vs 7.49), school-wide ten-year median earnings ($44,737 vs $53,899), and admissions selectivity (85.7% acceptance at Murray State University; 79.4% at University of Louisville) using federal College Scorecard data. The table keeps affordability, outcomes, access and program fit separate rather than declaring one universal winner.
Face to face
Metric-by-metric comparison
13 metrics, side by side. Color marks a useful directional signal; admissions, SAT, tuition eligibility, ownership and enrollment stay neutral.
| Metric | Murray State University | University of Louisville |
|---|---|---|
| ROI score (school-wide) | 12.30 ✓ | 7.49 |
| Avg net price | $9,096 ✓ | $17,988 |
| 4-year avg net price | $36,384 ✓ | $71,952 |
| In-state tuition | $9,900 | $13,136 |
| Out-of-state tuition | $19,836 | $29,482 |
| School-wide earnings (10y) | $44,737 | $53,899 ✓ |
| Acceptance rate | 85.7% | 79.4% |
| Graduation rate | 61.3% ✓ | 61.2% |
| Retention rate | 75.7% | 81.5% ✓ |
| Median debt | $20,500 | $20,500 |
| Enrollment | 6,688 | 14,727 |
| Ownership | Public | Public |
| Avg SAT | 1133 | 1150 |
Cost by family income
Reported net price by income band
Federal averages for students receiving Title IV aid. These are context, not a substitute for either school's financial-aid offer.
| Income band | Murray State University | University of Louisville |
|---|---|---|
| Family income $0–30k | $6,242 ✓ | $15,138 |
| Family income $30–48k | $6,347 ✓ | $14,601 |
| Family income $48–75k | $8,104 ✓ | $16,419 |
| Family income $75–110k | $12,811 ✓ | $20,995 |
| Family income $110k+ | $15,450 ✓ | $25,186 |
Program fit
Shared fields with reported awards
Award share is the share of reported credentials in a field, not the share of currently enrolled students.
| Shared field | Murray State University | University of Louisville |
|---|---|---|
| Business/Commerce, General | 7.4% | 4.5% |
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | 5.2% | 6.1% |
| Teacher Education and Professional Development, Specific Subject Areas | 3.5% | 7.4% |
| Teacher Education and Professional Development, Specific Levels and Methods | 5.4% | 2.7% |
| Educational Administration and Supervision | 3% | 3.9% |
| Social Work | 2.4% | 4.3% |
| Liberal Arts and Sciences, General Studies and Humanities | 5.1% | 0.8% |
| Criminal Justice and Corrections | 1.1% | 4.7% |
Decision readout
What the differences mean
Murray State University reports the lower average net price by $8,892 per year. Holding today's averages constant, that is a $35,568 difference over four years ($36,384 vs $71,952).
University of Louisville reports $9,162 higher school-wide median earnings ten years after entry ($53,899 vs $44,737). This is not earnings for a specific major.
First-year retention is 75.7% at Murray State University and 81.5% at University of Louisville. Median federal debt among completers is $20,500 vs $20,500, respectively.
8 of the strongest shared fields with positive award-share data are listed below. Award share describes reported credentials in a field, not the percentage of currently enrolled students.
Keep comparing
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Frequently asked
Murray State University vs University of Louisville, answered
4 of the most common questions, with real numbers from federal data.
Which school costs less after aid?
Murray State University is cheaper — average net price $9,096 per year vs $17,988 at University of Louisville. The annual difference of $8,892 adds up to about $35,568 over four years.
Which school reports higher earnings?
University of Louisville reports higher school-wide median earnings ten years after entry: $53,899 vs $44,737 at Murray State University. The gap in the federal data is $9,162. This is not major-specific earnings.
Which school is harder to get into?
University of Louisville is more selective at 79.4% acceptance vs 85.7% at Murray State University.
Is there an overall winner?
No single metric makes either school the universal winner. Compare your actual aid offers, residency tuition, intended major, graduation and retention rates, debt, location and campus fit. EduGradify keeps these trade-offs separate instead of combining admissions selectivity and test scores into a final verdict.