Head-to-head · 2026
Murray State University vs Northern Kentucky University
Compare average net price ($9,096 at Murray State University; $8,191 at Northern Kentucky University), ROI score (12.30 vs 15.33), school-wide ten-year median earnings ($44,737 vs $50,220), and admissions selectivity (85.7% acceptance at Murray State University; 67.7% at Northern Kentucky University) using federal College Scorecard data. The table keeps affordability, outcomes, access and program fit separate rather than declaring one universal winner.
Face to face
Metric-by-metric comparison
13 metrics, side by side. Color marks a useful directional signal; admissions, SAT, tuition eligibility, ownership and enrollment stay neutral.
| Metric | Murray State University | Northern Kentucky University |
|---|---|---|
| ROI score (school-wide) | 12.30 | 15.33 ✓ |
| Avg net price | $9,096 | $8,191 ✓ |
| 4-year avg net price | $36,384 | $32,764 ✓ |
| In-state tuition | $9,900 | $11,088 |
| Out-of-state tuition | $19,836 | $21,912 |
| School-wide earnings (10y) | $44,737 | $50,220 ✓ |
| Acceptance rate | 85.7% | 67.7% |
| Graduation rate | 61.3% ✓ | 52.2% |
| Retention rate | 75.7% ✓ | 75.5% |
| Median debt | $20,500 ✓ | $23,000 |
| Enrollment | 6,688 | 8,246 |
| Ownership | Public | Public |
| Avg SAT | 1133 | 1087 |
Cost by family income
Reported net price by income band
Federal averages for students receiving Title IV aid. These are context, not a substitute for either school's financial-aid offer.
| Income band | Murray State University | Northern Kentucky University |
|---|---|---|
| Family income $0–30k | $6,242 | $2,603 ✓ |
| Family income $30–48k | $6,347 | $3,630 ✓ |
| Family income $48–75k | $8,104 | $6,761 ✓ |
| Family income $75–110k | $12,811 | $12,679 ✓ |
| Family income $110k+ | $15,450 | $14,522 ✓ |
Program fit
Shared fields with reported awards
Award share is the share of reported credentials in a field, not the share of currently enrolled students.
| Shared field | Murray State University | Northern Kentucky University |
|---|---|---|
| Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing | 5.2% | 29.1% |
| Business/Commerce, General | 7.4% | 7.3% |
| Business Administration, Management and Operations | 1.4% | 10.8% |
| Teacher Education and Professional Development, Specific Levels and Methods | 5.4% | 4.3% |
| Liberal Arts and Sciences, General Studies and Humanities | 5.1% | 2.7% |
| Social Work | 2.4% | 3.8% |
| Computer and Information Sciences, General | 1% | 3% |
| Teacher Education and Professional Development, Specific Subject Areas | 3.5% | 0.4% |
Decision readout
What the differences mean
Northern Kentucky University reports the lower average net price by $905 per year. Holding today's averages constant, that is a $3,620 difference over four years ($32,764 vs $36,384).
Northern Kentucky University reports $5,483 higher school-wide median earnings ten years after entry ($50,220 vs $44,737). This is not earnings for a specific major.
First-year retention is 75.7% at Murray State University and 75.5% at Northern Kentucky University. Median federal debt among completers is $20,500 vs $23,000, respectively.
8 of the strongest shared fields with positive award-share data are listed below. Award share describes reported credentials in a field, not the percentage of currently enrolled students.
Keep comparing
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Frequently asked
Murray State University vs Northern Kentucky University, answered
4 of the most common questions, with real numbers from federal data.
Which school costs less after aid?
Northern Kentucky University is cheaper — average net price $8,191 per year vs $9,096 at Murray State University. The annual difference of $905 adds up to about $3,620 over four years.
Which school reports higher earnings?
Northern Kentucky University reports higher school-wide median earnings ten years after entry: $50,220 vs $44,737 at Murray State University. The gap in the federal data is $5,483. This is not major-specific earnings.
Which school is harder to get into?
Northern Kentucky University is more selective at 67.7% acceptance vs 85.7% at Murray State University.
Is there an overall winner?
No single metric makes either school the universal winner. Compare your actual aid offers, residency tuition, intended major, graduation and retention rates, debt, location and campus fit. EduGradify keeps these trade-offs separate instead of combining admissions selectivity and test scores into a final verdict.