Head-to-head · 2026
Clear Creek Baptist Bible College vs University of the Cumberlands
Compare average net price ($10,949 at Clear Creek Baptist Bible College; $14,107 at University of the Cumberlands), ROI score (9.50 vs 7.98), school-wide ten-year median earnings ($41,623 vs $45,036), and admissions context (Open / not reported at Clear Creek Baptist Bible College; 98.8% at University of the Cumberlands) using federal College Scorecard data. The table keeps affordability, outcomes, access and program fit separate rather than declaring one universal winner.
Face to face
Metric-by-metric comparison
13 metrics, side by side. Color marks a useful directional signal; admissions, SAT, tuition eligibility, ownership and enrollment stay neutral.
| Metric | Clear Creek Baptist Bible College | University of the Cumberlands |
|---|---|---|
| ROI score (school-wide) | 9.50 ✓ | 7.98 |
| Avg net price | $10,949 ✓ | $14,107 |
| 4-year avg net price | $43,796 ✓ | $56,428 |
| In-state tuition | $10,720 | $9,875 |
| Out-of-state tuition | $10,720 | $9,875 |
| School-wide earnings (10y) | $41,623 | $45,036 ✓ |
| Acceptance rate | Open / not reported | 98.8% |
| Graduation rate | 38.5% | 50.4% ✓ |
| Retention rate | 87.5% ✓ | 74.3% |
| Median debt | — | $14,911 |
| Enrollment | 159 | 6,941 |
| Ownership | Private Non-Profit | Private Non-Profit |
| Avg SAT | — | — |
Cost by family income
Reported net price by income band
Federal averages for students receiving Title IV aid. These are context, not a substitute for either school's financial-aid offer.
| Income band | Clear Creek Baptist Bible College | University of the Cumberlands |
|---|---|---|
| Family income $0–30k | $11,401 | $10,736 ✓ |
| Family income $30–48k | — | $11,147 |
| Family income $48–75k | — | $12,572 |
| Family income $75–110k | $8,237 ✓ | $16,441 |
| Family income $110k+ | — | $18,846 |
Program fit
Shared fields with reported awards
Award share is the share of reported credentials in a field, not the share of currently enrolled students.
| Shared field | Clear Creek Baptist Bible College | University of the Cumberlands |
|---|---|---|
| Bible/Biblical Studies | 100% | 0.4% |
Decision readout
What the differences mean
Clear Creek Baptist Bible College reports the lower average net price by $3,158 per year. Holding today's averages constant, that is a $12,632 difference over four years ($43,796 vs $56,428).
University of the Cumberlands reports $3,413 higher school-wide median earnings ten years after entry ($45,036 vs $41,623). This is not earnings for a specific major.
First-year retention is 87.5% at Clear Creek Baptist Bible College and 74.3% at University of the Cumberlands. Debt data is incomplete for at least one school, so it is not used as a deciding signal here.
1 of the strongest shared fields with positive award-share data are listed below. Award share describes reported credentials in a field, not the percentage of currently enrolled students.
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Frequently asked
Clear Creek Baptist Bible College vs University of the Cumberlands, answered
3 of the most common questions, with real numbers from federal data.
Which school costs less after aid?
Clear Creek Baptist Bible College is cheaper — average net price $10,949 per year vs $14,107 at University of the Cumberlands. The annual difference of $3,158 adds up to about $12,632 over four years.
Which school reports higher earnings?
University of the Cumberlands reports higher school-wide median earnings ten years after entry: $45,036 vs $41,623 at Clear Creek Baptist Bible College. The gap in the federal data is $3,413. This is not major-specific earnings.
Is there an overall winner?
No single metric makes either school the universal winner. Compare your actual aid offers, residency tuition, intended major, graduation and retention rates, debt, location and campus fit. EduGradify keeps these trade-offs separate instead of combining admissions selectivity and test scores into a final verdict.